Loan calculation
Non-Residents (Living Abroad)

Non-Residents (Living Abroad)

Financing for the purchase or construction of a home in Greece

Acquiring a property in Greece while living abroad requires a specialized approach and proper coordination.

Whether you are a Greek working abroad, a member of the Greek diaspora, or a foreign resident interested in purchasing property in Greece, financing is assessed under different criteria and requires well-organized preparation.

At Easiness by Aambience, we have experience in managing mortgage loans based on foreign income and guide you transparently through every stage of the process.

What the Financing Can Cover

A mortgage loan for non-residents may cover:

  • Purchase of a residence in Greece
  • Purchase and renovation of a residence
  • Construction of a home on privately owned land

The evaluation is carried out based on income earned abroad and the banking criteria applicable in each case.

Specific Factors That Require Proper Planning

Applications from non-residents are evaluated based on:

  • The country where the income originates
  • The type of employment or business activity
  • The currency in which the income is paid
  • The tax status (in Greece or abroad
  • The relationship with the Greek banking system

Proper presentation and documentation of the loan file is essential for the smooth progression of the process.

Fully Remote Process

The entire process can be organized remotely, through electronic document exchange and coordination with partner banking institutions.
We guide you at every step to ensure that the financing process is completed securely and efficiently, even if you are located outside Greece.

How We Support You

At Easiness by Aambience:

  • We conduct a preliminary assessment of your financing eligibility
  • We guide you in collecting and properly translating the required documents.
  • We compare the available banking programs
  • We manage communication with banks and coordinate the process.
  • We actively monitor your application until the final loan disbursement

Our services are provided with no financial cost to you, ensuring full transparency throughout the process.

A Home in Greece, Even If You Live Abroad

Distance is not an obstacle when there is proper planning and specialized guidance.

Contact us to evaluate your options and organize the financing for your property in Greece.

Get in touch with us now!

 

YOUR DISBURSEMENT IN 8 SIMPLE STEPS
  • 01 Customer information
  • 02 Loan application
  • 03 Loan pre-approval
  • 04 Legal and technical inspection of the property
  • 05 Final loan approval
  • 06 Signature of the loan agreement
  • 07 Registration of a prefix
  • 08 Loan disbursement
  • Customer information

    First step:

    The client is informed about the loan granting procedure, the products of the Banks, the required documents and the costs of the loan.

  • Loan application

    Step two:

    The application is completed in cooperation with the client by Easiness by Aambience.

  • Loan pre-approval

    Step three:

    The client is informed about the pre-approval of his loan by his personalised advisor and is also informed about the necessary documents in order to carry out the legal and technical check.

  • Legal and technical inspection of the property

    Step four:

    Once the legal and technical inspection is completed, the purchase and sale contract is concluded.

  • Final loan approval

    Step five:

    The final contract is checked and the loan agreement is drawn up.

  • Signature of the loan agreement

    Sixth step:

    The Customer goes to the Branch to sign the final approval letter and the loan agreement.

  • Registration of a prefix

    Step seven:

    The Bank’s competent department verifies the correctness of the contract and all the documents required and gives the instructions for the registration of the endorsement.

  • Loan disbursement

    Eighth step:

    Once the registration of the mortgage is completed, the loan will be disbursed.

Contact Form Application

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