Loan calculation
Residential property purchase

Residential property purchase

Mortgage financing for the home you choose – with proper planning 

Purchasing a home is one of the most important financial decisions of your life. Whether it is your primary residence or a holiday home, the right financing determines the stability and comfort of your future. 

At Easiness by Aambience, we guide you at no cost to you in securing a mortgage for the purchase of a property, through a strategic approach and responsible financial planning. 

 More than just a purchase 

Choosing a home is not only about the property itself.
It is also about the location, quality of life, long-term value, and sustainability of your investment. 

With the right guidance you can: 

  • Choose with confidence 
  • Secure stable and competitive lending terms 
  • Organize your financing with safety and clarity 

 Purchase and Home Renovation 

In many cases, the property you choose may require renovation or functional improvements. 

A mortgage loan can cover not only the purchase of the property but also part of the renovation or upgrade costs, provided these are included in the financing plan. 

This allows you to acquire the property you want and adapt it to your needs without the burden of separate or fragmented financing. 

 How we support you 

At Easiness by Aambience we: 

  • Carefully evaluate your financial profile 
  • Design the optimal financing strategy 
  • Negotiate the best possible loan terms 
  • Actively monitor the process until final disbursement 

With a structured and controlled approach, the home purchase process becomes clear, organized, and predictable. 

 The right home, with the right financing 

Buying a home should never rely on chance. 

It requires strategy, proper preparation, and responsible guidance. 

Contact us for an initial assessment and learn about your real financing options. 

Contact us today! 

YOUR DISBURSEMENT IN 8 SIMPLE STEPS
  • 01 Customer information
  • 02 Loan application
  • 03 Loan pre-approval
  • 04 Legal and technical inspection of the property
  • 05 Final loan approval
  • 06 Signature of the loan agreement
  • 07 Registration of a prefix
  • 08 Loan disbursement
  • Customer information

    First step:

    The client is informed about the loan granting procedure, the products of the Banks, the required documents and the costs of the loan.

  • Loan application

    Step two:

    The application is completed in cooperation with the client by Easiness by Aambience.

  • Loan pre-approval

    Step three:

    The client is informed about the pre-approval of his loan by his personalised advisor and is also informed about the necessary documents in order to carry out the legal and technical check.

  • Legal and technical inspection of the property

    Step four:

    Once the legal and technical inspection is completed, the purchase and sale contract is concluded.

  • Final loan approval

    Step five:

    The final contract is checked and the loan agreement is drawn up.

  • Signature of the loan agreement

    Sixth step:

    The Customer goes to the Branch to sign the final approval letter and the loan agreement.

  • Registration of a prefix

    Step seven:

    The Bank’s competent department verifies the correctness of the contract and all the documents required and gives the instructions for the registration of the endorsement.

  • Loan disbursement

    Eighth step:

    Once the registration of the mortgage is completed, the loan will be disbursed.

Contact Form Application

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    FAQS

    Frequently asked questions
    Learn more
    • 01 What kind of loan can I get?
      You can get a loan/financing for the following:
      1. Purchase of a ready-made house
      2. Purchase of a house under construction
      3. Renovation-repair of a house
      4. Energy upgrade of a house
      5. Purchase of land and construction of a house
    • 02 What interest rate should I choose?
      For your mortgage loan you can choose:
      1. A fixed interest rate, which remains unchanged for an agreed period of time.
      2. A variable interest rate, which is linked to Euribor, plus a spread set by the bank.
    • 03 Can I repay my loan early?
      Sure. You can repay your mortgage loan in part or in full before the agreed maturity date.
    • 04 What do I incur financially?
      Our services are completely free of charge and you are not charged with any fee, as our fee comes from the banks.