Home Construction Loans: Build Your Dream Home

Do you dream of living in the ideal home, designed according to your personal preferences and the unique needs of your family? Make your dream a reality with a home construction loan.

Home construction loans offer financing of up to 80% of the total construction budget.

The loan is disbursed gradually, according to the progress of the construction works. Each stage is verified through an inspection carried out by a certified engineer cooperating with the bank. In this way, your loan repayments are adjusted according to the amount that has already been disbursed during the construction period.

At Easiness by Aambience, as experienced mortgage credit intermediaries, we help you secure the financing required to build your home, ensuring the most suitable loan based on your individual needs.

Specifically, we:

Evaluate your creditworthiness

Present all available financing options

Select the most suitable loan solution according to your needs

Guide you through the entire process step by step, providing all the necessary information

Start today your journey toward the home of your dreams with a home construction loan.
Let’s bring your vision to life.

YOUR DISBURSEMENT IN 8 SIMPLE STEPS

01 Customer information
02 Loan application
03 Loan pre-approval
04 Legal and technical inspection of the property
05 Final loan approval
06 Signature of the loan agreement
07 Registration of a prefix
08 Loan disbursement

Customer information

First step:

The client is informed about the loan granting procedure, the products of the Banks, the required documents and the costs of the loan.
Loan application

Step two:

The application is completed in cooperation with the client by Easiness by Aambience.
Loan pre-approval

Step three:

The client is informed about the pre-approval of his loan by his personalised advisor and is also informed about the necessary documents in order to carry out the legal and technical check.
Legal and technical inspection of the property

Step four:

Once the legal and technical inspection is completed, the purchase and sale contract is concluded.
Final loan approval

Step five:

The final contract is checked and the loan agreement is drawn up.
Signature of the loan agreement

Sixth step:

The Customer goes to the Branch to sign the final approval letter and the loan agreement.
Registration of a prefix

Step seven:

The Bank’s competent department verifies the correctness of the contract and all the documents required and gives the instructions for the registration of the endorsement.
Loan disbursement

Eighth step:

Once the registration of the mortgage is completed, the loan will be disbursed.

SPECIAL CATEGORIES

Mortgage loan for..

Residential property purchase

Land purchase

“Spiti mou II” Program

FAQS

Frequently asked questions

Learn more

01 How is the legitimacy of your services ensured?

Our company is licensed as a mortgage broker and is supervised by the Bank of Greece.
02 Can I repay my loan early?

Sure. You can repay your mortgage loan in part or in full before the agreed maturity date.
03 Why should I choose Easiness over a bank branch?
1. Access to the largest Greek banks. We have cooperation with the largest Greek Banks (Alpha bank, National Bank, Eurobank, Piraeus Bank & Optima), therefore we are familiar with all the products of the banking market.
2. Flexibility in contact. We offer flexibility in communication, allowing you to contact us by phone, sms, viber, whatsApp, without having to waste time visiting bank branches.
3. Experience. We have extensive experience in the real estate and banking industry.
4. High approval rate. We have a high rate of applications that we submit.
04 What do I incur financially?

Our services are completely free of charge and you are not charged with any fee, as our fee comes from the banks.
05 What interest rate should I choose?
For your mortgage loan you can choose:
1. A fixed interest rate, which remains unchanged for an agreed period of time.
2. A variable interest rate, which is linked to Euribor, plus a spread set by the bank.