Loan calculation
Land purchase

Land purchase

The first step to building the home you truly deserve 

Purchasing land for the construction of a home is the first and most crucial step for those who wish to create their home from the ground up. 

Unlike buying a ready-built property, choosing land gives you the freedom to design your space exactly as you envision it  according to your needs, lifestyle, and future plans. 

At Easiness by Aambience, we guide you at no cost to you in securing the right financing for land purchase, ensuring that your vision is built on stable and well-structured financial foundations. 

 Why choose to purchase land 

The decision to purchase land combines personal planning and strategic investment: 

  • Create the home exactly as you have imagined it 
  • Adapt the design to your family’s needs 
  • Invest in a location with future value 
  • Ensure modern energy and construction standards 
  • Organize the construction in stages according to your financial planning 

Buying land is not simply an investment in property.
It is an investment in your future. 

 Land purchase loan – How it works 

land purchase loan is structured similarly to a mortgage loan and requires a careful assessment of your financial profile before submitting the application. 

Land financing requires: 

  • Analysis of your income and existing financial obligations 
  • Selection of the appropriate banking product 
  • Proper preparation of the application file 

At Easiness by Aambience, we: 

  • Thoroughly evaluate your financial profile before approaching the bank 
  • Design the optimal financing strategy together with you 
  • Negotiate the best possible loan terms for your land purchase financing 
  • Actively monitor the progress of your application until completion 

 The right first step 

Building a home begins with the right choice of land and properly structured financing. 

With responsible financial planning, purchasing land can become the foundation on which the home you envision will be built. 

Contact us for an initial assessment and learn more about your options. 

Contact us now!

YOUR DISBURSEMENT IN 8 SIMPLE STEPS
  • 01 Customer information
  • 02 Αίτηση δανείου
  • 03 Προέγκριση δανείου
  • 04 Νομικός και τεχνικός έλεγχος του ακίνητου
  • 05 Οριστική έγκριση δανείου
  • 06 Υπογραφή δανειακής σύμβασης
  • 07 Εγγραφή προσημείωσης
  • 08 Εκταμίευση δανείου
  • Customer information

    First step:

    The client is informed about the loan granting procedure, the products of the Banks, the required documents and the costs of the loan.

  • Αίτηση δανείου

    Second step:

    The application is completed in cooperation with the client by Easiness by Aambience.

  • Προέγκριση δανείου

    Step three:

    The client is informed about the pre-approval of his loan by his personalized advisor and is also informed about the necessary documents in order to carry out the legal and technical check.

  • Νομικός και τεχνικός έλεγχος του ακίνητου

    Step four:

    Once the legal and technical inspection is completed, the purchase and sale contract is concluded.

  • Οριστική έγκριση δανείου

    Step five:

    The final contract is checked and the loan agreement is drawn up.

  • Υπογραφή δανειακής σύμβασης

    Sixth step:

    The Customer goes to the Branch to sign the final approval letter and the loan agreement.

  • Εγγραφή προσημείωσης

    Step seven:

    The Bank’s competent department verifies the correctness of the contract and all the documents required and gives the instructions for the registration of the endorsement.

  • Εκταμίευση δανείου

    Eighth step:

    Once the registration of the mortgage is completed, the loan will be disbursed.

FAQS

Frequently asked questions
Learn more
  • 01 How is the legitimacy of your services ensured?
    Our company is licensed as a mortgage broker and is supervised by the Bank of Greece.
  • 02 Can I repay my loan early?
    Sure. You can repay your mortgage loan in part or in full before the agreed maturity date.
  • 03 What kind of loan can I get?
    You can get a loan/financing for the following:
    1. Purchase of a ready-made house
    2. Purchase of a house under construction
    3. Renovation-repair of a house
    4. Energy upgrade of a house
    5. Purchase of land and construction of a house
  • 04 What interest rate should I choose?
    For your mortgage loan you can choose:
    1. A fixed interest rate, which remains unchanged for an agreed period of time.
    2. A variable interest rate, which is linked to Euribor, plus a spread set by the bank.